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Credit Chex has been formed with a multi-million dollar foreign and local investment and with a vision to bringing technology based risk management, customer management, and operational excellence solutions to all industries in the consumer economy.Throughout the time we have worked closely with banks to help them manage the customer life cycle of their retail portfolios from acquisition through to customer management and debt control.

Data Management Advanced analytics where software as well as best-of-breed models are available as a starting point for consumer profiling,risk management,portfolio monitoring and prospecting and sales.Several large banks are contributing monthly credit account information to Credit Chex and utilizing a mix of above services based on their strategic goals.


OurPartner

CompuScan Direct (CSD) delivers Credit Reference Bureau Software solutions and consultancy under a licence agreement. This is done through a standard Credit Bureau software platform designed to be utilised by Central Banks or entrepreneurial ventures for the rapid start-up of a Credit Bureau and related value added products. This Credit Bureau system is currently licensed out to the markets of Ethiopia, Pakistan, Nigeria, Ghana and Jamaica. The establishment of a PCR entails more than technical considerations.Business acumen, strategic vision, strong management and experience are further vital components.CSD's shareholders, directors and senior management have more than 120 years combined experience in the operation of PCRs, credit scoring technologies and the development of value added PCR products.

“CSD combines trusted advice, information, superior analytics and innovative applications to help organisations make smart business decisions."

 


A leading risk management solutions provider and an indispensable part of the consumer economy.



To provide world-renowned risk management solutions to financial institutions and other credit providers for improved risk assessment empowering well-informed and confident credit decisions leading to profit maximization of all stakeholders.

The Credit Chex way is an innovative approach to setting the organizational direction in context for all its employees and aligning each individual’s contribution to the organizational vision. The Credit Chex way explains the practices and behaviors that Credit Chex uses to fulfil its vision and achieve its goals.

Integrity – We will always try to do the right thing. We will be honest and straightforward with each other. We will operate within the spirit of the law. We will uphold Credit Chex’s values in every action and decision.

Fairness – We will be fair to our internal and external stakeholders and continuously exhibit a disposition that is free of favoritism or bias. We will be just and equitable to all parties. All our statements and decisions will be based on merit and will be consistent with rules, logic, and/or ethics.

Creativity – We place great value on new innovations. We challenge the conventional method of doing business and continuously re-invent ourselves to be market leaders.

Respect – Respect is equal for all. We believe that all employees can and want to contribute to their fullest potential. We value differences and diversity. We continuously inspire and enable people to reach greater heights.

Customer Delight – We will ensure that every customer interaction consistently demonstrates our commitment to exceed customer expectations. Customer Delight goes well beyond customer satisfaction and will set our organization apart from the crowd and position us as the organization of choice for current and potential customers.

Corporate Responsibility - Our corporate citizenship reflects both our brand and our values by addressing some of society's complex problems with business and technology innovation.